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Each lender has its own specific underwriting criteria, so you may have a higher chance of approval at certain lenders.

Finding the right bank to refinance or consolidate your student loans is confusing.

For example, borrowers with federal student loans can take advantage of federal income-driven repayment programs, or benefits like loan forgiveness, which borrowers with private student loans typically don’t have access to.

While a lower interest rate is good news, your new loan may not come with all the borrower benefits associated with government loans.

At Lend EDU, we help borrowers compare the top student loan companies in one place.

We put together this guide to help you get information on all of the top student loan refinance lenders without having to jump around multiple websites.

Student loan refinancing: Refinancing is when a student loan lender buys out your existing loans, and gives you a single new loan with a potentially lower interest rate.

So if you feel like your interest rate is too high, refinancing could help.

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